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Why you may not know if hail damaged your home or business


Why You May Not Know If Hail Damaged Your Home Or Business

Hail the size of golf balls was reported throughout Houston during recent severe thunderstorms, which caused damage to numerous homes and businesses in the area. The problem is, many home and business owners don’t know that their properties have taken a hit.

In some cases, the hail damage is obvious. But in most cases, damage caused by the hail does not become a problem until long after the storm has passed. Property owners who don’t find out about the hail damage until it is too late to file a claim are left to pay for the property damage themselves.

Additionally, insurance companies know that hail damage claims are highly subjective, which is why adjusters often deny or minimize claims relating to hail damage on the basis that there is no visible damage.

For these reasons, property owners must take action after a hail storm, whether they believe their properties were damaged or not.

What should home and business owners do after a hailstorm?

The only way to know for sure if your property has been damaged by hail is to have it checked out by a certified inspection specialist, who will create a report on the damage that was done. Even if your roof or siding doesn’t look damaged, a building professional will be able to tell you if it is, potentially saving you a significant amount of money in the long run.

How do I know what kind of coverage I am entitled to?

Most standard property insurance policies cover damage caused by storms, including hail.
If you determine that your property has sustained hail damage, then you will need to file a claim with your property insurance carrier. However, before you do that, it’s important to meet with an attorney at Houston’s Barton Law Firm, who can tell you what you need to do to make sure that you are treated fairly by the insurance adjuster.

What if my property insurance carrier denies or undervalues my claim?

Insurers know that policyholders often do not understand what kind of coverage they are entitled to following hail damage, which is why many claims of this nature are delayed, undervalued or denied. You truly need an experience attorney on your side to make sure that you recover the full monetary damages that you are entitled to after a hail storm damages your home or business.

Our Experienced Attorneys Can Help

Please call us in the Houston area at 713-227-4747, toll free at 866-508-6174 or contact us via email to schedule a free initial consultation.